insurance? VIP

[cynthia]

Hi guys

So I got my Bunny insured VIP pet insurance. 

Not sure if its worth it or not, but I have the money so why not. 

The problem is this…

It only works if my bunny has an emergency…which is fine. I can dish out the 160bucks for the regular visits. 

However, when it is an emergency I have to pay the vet. Then the insurance will kick in and reimburse me. This is what sucks and I don’t like it…what if I don’t have a lot of money? Or all the money they are asking for? 

Is this insurance worth it? 

Let me know you opinions and experiences.

Thanks

[vanessa]

I looked into it myself, but I couldn’t find internet info. Only a number to call. That puts me off. I dont’ want to feel harassed by salespeople.

[Kokaneeandkahlua]

I’ve heard nothing but good things about VPI-wish it was available in Canada.
Maybe get a credit card for vet stuff, don’t use it otherwise, then when the insurance company reimburses you, you pay the card off.
That is typical for how insurance works-you pay first, they give you money later.

[vanessa]

Good to know. Maybe it’s worth the phone inquiry.

[cynthia]

Thanks for the reply’s guys I appreciate it.

I guess I will keep it. Its 11bucks a month. I have also added Tugy the tortoise.

How do I apply for a credit card? I don’t know about my credit score or anything. I only have debit cards.

[MoxieMeadows]

There’s a credit card specially for people and pet health emergencies. It’s called care credit. We don’t have it, but it looks like it would be good to look into.

http://www.carecredit.com/

[Ohbunny]

It sounds like a good deal. As far as care credit goes, the easiest way to apply is during the vet visit (doesn’t have to be an emergency ) You will usually get instant approval or denial.

I’ve looked into insurance (we once forked over $2000 for a two day vet stay for one of our dogs), but I haven’t found any I’m set on.

[Author]

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