Who has health insurance for their bunny?

[KatnipCrzy]

I am wondering who has health insurance for their bunny?  Which insurance company?  Approx monthly premium?  Feedback- happy- not happy?   I know that info varies from state to state in the US due to different laws and regulations.  Even if  you are not from the US, please post- I would love to see what other countries offer too.

I am asking this now- as it is getting close to the 2 month mark for me owning Cotton.  (When I tried to get a quote previously online- it popped up that I had to own her for at least 2 months before getting insurance).  This was thru VPI (Veterinary Pet Insurance).  I checked with them first as I have 2 dogs that have VPI insurance.  I work at a vet clinic and if we sign our pets up on our hospital group policy there is a 20% or so discount.  I have been very happy with the dogs policies.  Skye my 2 1/2 yr old Aussie has had additional claims other than the annual fees that is covered by rider, and Molson my 2yr old Aussie has only ever had annual fees to be claimed.  But my dogs are definitely rough and tumble play dogs- and I feel better knowing they have insurance.

I feel that insuring a bunny would be different than a dog because in the US there are no annual vaccines, etc.  I think it is probably important to have insurance- but I would love to hear feedback from those that do have insurance.  If my bunny got really ill- it is very possible that I might need to take her to a different vet than where I work.  They see bunnies and treat bunnies- but they would also be honest enough to refer me to a exotic specialist if warranted.

[Beka27]

i got a quote for Meadow and it was 12 bucks a month.  i would personally rather just save money that can be used in the case of an emergency.

[JK]

You should ask Markusdark.  He recently bought pet insurance for his girlfriend’s bunny but then the bun passed on.  Very sad.  There was a thread on this recently.

[ScooterandAnnette]

Has anyone from Canada bought bunny health insurance? We can’t seem to find anyone who offers it up here.
– Annette

[Deleted User]

I know in Western Australia, insurance is available for cats/dogs, however, bunnies are exempt.

 

[MarkBun]

VPI quotes about $13/month for buns. I am not sure exactly how much they would save with it, but with my girlfriend’s last bun costing just under $1000 in a five week period, I think that it would have been money well spent. All it takes is one GI problem and you’ll drop $500 in one visit.

[BinkyBunny]

I agree with Markusdark. I just spent about 700 bucks at the vets, and I would have had to spend even more if she had to go into surgery. I got a check within a few weeks of the claim that paid $500 of it. In a way I do look at it as a saving account. I know it would be hard for anyone to save $500 – $1000 for a bunny emergency, surgeries etc, but when it’s a small monthly cost that you pay and that you can’t get back to spend, it makes it worth it for me. I know if I had $700 bucks saved for my bunnies, and my car broke down, that money would be gone in a second. Life has a way of taking my savings away.

[kimberleyanddarren]

i cant find anyone that does bunny insurance by em either, but i think its a good idea if you could get it

[wendyzski]

I have VPI but have never needed to use it.  Next weekend i’m taking Pepper in for a bunch of little things (lingering mild sneezies, won;t let me touch one side of her face, etc) so I’ll let you know my experiences when I file the claim.

[jacki fullerton]

I have VIP insurance as well, $12 a month. Seems worth it to me, as one attack of GI stasis will cost up to $800 in San Francisco!

[babybunsmum]

i was also wondering if ins is avail for buns in canada.  i’d consider it for sure. 

wendyski… hope everything is okay with pepper (((vibes)))

[osprey]

Wait, 800 bucks for a bout with stasis?  So that is usually a prescription for metacam, propulsid, a shot of SubQ fluids and maybe and XRay?  Yikes, and I though Los Altos was expensive.  This would be on the order of 200 -250 at Adobe.

 

[MarkBun]

I said 500. I suppose it could be less but I had to take Georgie twice to the vet for it. Once for a first visit workup, meds and 2 x-rays and then another follow-up office visit that also had some meds coming back with us.

[kimberleyanddarren]

for my dogs i dont have insurance because it would be £14 a month (28 ish dollars) and this is only to cover basic things.. for example if they broke their leg it wouldnt be included.. for this level of cover im looking at about £50 a month (100 dollars) and i just cannot afford this as i am a student so i spoke to my local vet and i set up a system whereby if m dogs need treatment no matter how large i will pay a 10% deposit so if it was £800 i would have to pay £80 and then i will pay £20 a month till it is paid off and it is about 1% interest on the starting amount for paying in installments which would be £8 so this works better for me as im a student

[Gravehearted]

Osprey – I’ve had stasis bouts run me $500+ at Creekside – many vets keep the bunnies for treatment several days, rather than sending them home.
I wished we’d had pet insurance, since Hareiette’s recent illness cost about $700 – with 3 vet visits and x-rays.

[kimberleyanddarren]

anyone know that the pdsa are doing vaccines for free as this is vaccine month? just thought id share

[skunklionshow]

I just bought pet insurance for both my bunnies and my youngest cat.  I have VPI & its about $12/month.  The rabbit policy aka exotic policy only covers major medical, so it does not cover wellness visits or spay/neuter.  Whereas, the dog/cat policy came w/ a wellness rider to cover shots, yearly exam, teeth cleaning, etc.  Leo, w/ chronic teeth issues, had a stipulation that Leo has to be teeth problem free for 6 months to have future issues covered.  We are about 1/2 way through and aren’t going to make the 6 months w/o teeth interventions.

My ex was a vet nurse.  At the time we only had 5 cats.  His practice generally charged us cost for veterinary care.  The vets often provided their services w/o charging.  This was great!  I never paid much of anything for vet care.  However, during our separation & subsequent divorce this completely changed.  Despite having a written agreement that he would always be responsible for 50% of their vet care, kinda of like a child support agreement, he was very reluctant to do this.  When I started getting serious w/ my current hubby, we agreed to drop the ex out of all responsibility for the cats.  All this is to say…I never had any major issues w/ any of the cats.  If I had a policy during the first 7 years, I wouldn’t have used it for much of anything. 

However, now that they are getting old, I’ve been stuck w/ paying for Phoebe’s diabetes care, diagnosis, & treatment and Max’s crazy health issues (including having several growths removed).  These have all been significant costs that I don’t think I could have been completely prepared for any of this.  Remember that insurance is about taking chances, kind of like playing gambling odds, that’s what the role of an actuary does, provide the odds for likelihood of pay out. 

So I’m betting on the long range that everything will be covered as they age.

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