anyone have pet insurance? recomendations?

[pa_snoborder]

i was wondering if anyone has insurance for their rabbit?  if so i was wondering what is a good insurance option to buy.  also what’s the cost associated with it and what general things does it cover. 

also does it cover any elective procedures like spaying?

[RabbitPam]

Many of us use VPI pet insurance. It’s costing me $12/month for one bunny, which I consider well worth it.
It does NOT cover the cost of a spay, and you have to wait a few weeks, up to 3 months, to qualify. So get it when she’s healthy so she has no preexisting condition.
I have peace of mind with it, because one problem tooth or an illness or a break and you can have a very large vet bill. I believe this is the largest pet insurance co., or maybe it’s the one used most for rabbits. Anyway, you pay your bill, submit a claim and get reimbursed. They have a website with details.

[bunnytowne]

I have it too.   I have used it for Cotton and they do help a lot.   Glad I have it.

Geico has pet ins. also but I think only for dogs or cats.    I am not sure.  I saw it on a commercial a while back

[pa_snoborder]

thank you. vpi i will give it a looky.

hope things are all well for you all. my first vet visit it tomorrow and i’m crazy nervous. take care.

[Beka27]

I think VPI is one of the only ones that does actually cover buns. You pay for the bill and within a few weeks you get reimbursed for a large portion of it. Members who use this will put the vet bill on an emergency credit card and then pay it off when the reimbursement comes in. Some conditions may not be covered if they are considered genetic… for example dwarfs and teeth problems are common, so they might not be covered.

[jess&peter]

I have VPI — same as what what mentioned above — $12 a month for one bunny.

Trust me, it’s worth it — I had an emergency situation just last week to the tune of over $1,000…

[KatnipCrzy]

VPI is the only pet insurance I am aware of that covers bunnies or other exotics.  Laws and regulations vary from state to state- so you would have to contact the insurance company directly to get the best info- but I do know they do not cover spays or routine care (like nail trims) and they also do not cover pre-existing conditions or genetic conditions- like malocclusion- misaligned teeth that need to be trimmed or removed.  But if it is not a genetic issue– say the bunny got a tooth root abcess and it needed to be extracted- then that is not considered genetic.  They also do not cover Critcal Care (for force feeding) as that is considered pet food.

I submitted a claim for Schroeder for $600 and was reimbursed $300. 

[wendyzski]

Pepper is the posterbun for VPI.  I got it for her as soon as she was eligible, and now that she’s got chronic pasteurella it’s a godsend.  i have some quibbles with some things they dont’ cover and their coverage limits, but all in all it’s been great.  Pepper actually maxed out her benefits the year of her diagnosis!  But it’s generally been a good thing for us.

[BinkyBunny]

I also have VPI (I am not sure of any others that cover rabbits)  We had a discussion before our actual vet costs and what it covers. Here is the link. https://binkybunny.com/FORUM/tab…fault.aspx

What is also educational about it how expensive vet care can actually be!  So for those REALLY expensive bills and they sure can add up quickly, it is very nice to have reinbursements even for the partial.

[Author]

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