Nationwide rabbit insurance - yay or nay?/Is pet insurance worth it for bunnies?

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This topic has 2sd replies, 3 voices, and was last updated 16 hours, 10 minutes ago by BrunosMama.

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- 04/05/2025 at 7:19 PM
  Rae
  Participant
  57 posts
  Hi all,
  
  I am getting my two cats covered via AKC insurance, and was looking to get my two buns insured.
  
  I see that in the US (correct if wrong) the only company who insures rabbits is Nationwide, a company that from my research is generally regarded as a sub-par pet insurance company.
  
  Do we have any positive or negative experiences for Nationwide insurance? Is it worth getting?
- 04/07/2025 at 4:18 PM
  LBJ10
  Moderator
  17098 posts
  I don’t have any personal experience with Nationwide, but I believe they exclude pre-existing conditions. To be honest, I think you would do better with just setting money aside as an emergency fund for your pets.
- 04/07/2025 at 8:58 PM
  BrunosMama
  Participant
  1546 posts
  I don’t have any personal experience with Nationwide (or pet insurance in general), but I wonder if it would be as difficult as dealing with human insurance? All the prior authorizations for treatments, denied coverage, etc especially for exotics like bunnies.
  
  I know there is a specific line of credit called CareCredit that is geared towards medical and vet bills and offers decent interest rates and such. However, I would never suggest anyone get a credit card if they didn’t have to, but its an option anyways.
  
  Like LBJ said, it might be better to just stash some cash for potential vet expenses. Maybe you could put back the same amount you would be paying monthly on pet insurance premiums?
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