I looked up a currency converter… I think your taking about “pounds”, right? If so, 10 pounds is equivalent to just over $15 US… And 26 pounds is equivalent to just over $41 US (yikes!)

Insurance here, last I checked is $12 per month. I don’t think there is a deductible, but you have topaythe cost up front and then send the paperwork in for reimbursement. They will reimburse up to 90%. So if your vet bill is $1000, you have to pay the $1000, but you’ll get a check for $900 back.

There are a lot of restrictions, and pre-existing conditions are not covered.

I’m not familiar with those companies, but I’m interested to hear what others experiences have been.

When you say “excess”, is that like our deductible, money you have to pay up front before they cover anything? And then you still have to pay 10% of all services?

I guess you really just need to weigh out the options. And figure out how reimbursement works. I think the vast majority of us just save money to cover vet costs, but some members do carry VPI (the US pet insurance).

Posted By Beka27 on 09/14/2013 07:58 PM
There are a lot of restrictions, and pre-existing conditions are not covered.

Yup, make sure to read these. For me, after reading the restrictions and what they’d consider pre-existing conditions, I found pet insurance not for me. That said, I’m on top of my finances so you have to evaluate for yourself.

Maybe instead of buying insurance which you may or may not need, you could put, maybe, £15 or £20 a month into an interest bearing savings account and don’t touch it in case of bunny emergency. Odds are Albus is a nice, healthy bunny and you may never have to touch it. Insurance doesn’t usually cover simple things like well bunny checks or neutering (at least here in the US they don’t), so you’d have to come up with that cash seperately anyway, (correct me if I’m wrong). So why not just send yourself a “bill” each month, pay it into a savings account diligently, and only touch it in case of emergency? Just a thought

I agree with that, Tessie, but only because I have Bindi. He is pretty high-maintenance vet wise. I’d say if you have a bunny 10+ years, they will def need some sort of treatment at some point. And pretty much anything at the vet is costly enough.

I’ve never looked into insurance because I know there is no way they would cover Bindi now. If I were to get another rabbit, as a baby, I would def look into it.

I guess my thought was that baby bunnies have few problems (generally) and saving every month (don’t tell yourself you’re “saving”, treat it like a monthly bill you MUST pay), will be cheaper than insurance, give you a nice nest egg in 10 or 12 years if you don’t need it – where all money paid to an insurance company is gone – and if your bun needs treatment for something when he’s older, the money will be there and you won’t have to suddenly come up with the excess deductable.
Here on the forum, I think we hear from a lot of people seeking advice for their sick buns, so it seems like a majority of buns have severe problems at some point, but a lot more buns live long, happy, healthy lives !
Of course, I have totally just cursed myself! :-/
If you are a student who may have trouble coming up with money in a pinch, then insurance might be your answer. Just my 2 cents!

Do you work and get a paycheck that is direct deposited into a checking or savings account?

My husband’s check is direct deposited and you can have a certain amount deposited into different accounts.

If yours is like that, can you open a special savings account and have maybe 15 pounds put into that each month (or 8 pounds every two weeks or however you get paid)? And then give the account book or card to a parent to hold onto so you do not have access to it, until you really need it? Just a thought… I know how hard it can be to save money.