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BINKYBUNNY FORUMS > DIET & CARE > Bunny Health Insurance
Last Post by poopy at 1/13/2007 12:02 PM (27 Replies)
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User is Offline BB
San Francisco Area
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1/07/2007 9:21 PM

They may consider it a pre-existing condition   I just don't know.     That is a tricky one.  When I signed up years ago, they didn't even ask for a wait time.  They immediately covered,.  I know with Rucy, she had a pre-existing condition of jaw abscess, and because they are so frequent, they made me wait a whole year before a vet was allowed to give a full bill of health and she could be taken off the pre-existing condition status.


User is Offline poopy
Orange County, CA
694 posts Send Private Message
1/08/2007 8:13 AM
so rucy alreayd had the jaw abcess when you added her on the insurance?

the thing is when I adopted Medusa they told me the vet told them she had no dental problems. in another month she will be eligible for the insurance and I want to take her because I think she may have some minor malocclusion problems because of her face and slightly wet nose. she seems to be eating fine and eating hard veggies alright so i'm debating whether i can wait the extra month. on the other hand if it is going to be a pre-existing condition than i may as well take her now but it could be pricey...i'm in los angeles!
qwerajsdlfjklwerajioasefklasdfjklasdfiojwe*!*!*$

User is Offline poopy
Orange County, CA
694 posts Send Private Message
1/08/2007 9:56 AM
BB, how much did your jaw abcess end up costing you?
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User is Offline BB
San Francisco Area
Forum Leader
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1/08/2007 11:28 AM
Rucy was already added but it was considered pre-existing because her medical records showed that she had a jaw abscess and since they are known to return, she had to be healthy for a whole year before she could get off the pre-existing condition list.  But at least they would offer that Unfortunately, the jaw abscess did come prior to the year up, and the FIRST surgery, if I remember right was around 500 (including the medicines that she had to be on) 

Then it began to return and she was on different meds trying to combat that, so with tall the appointments and the meds over 8 months, it reached almost $500 bucks again  But since it kept coming back, they did x-rays and found that a though the tooth had been pulled, that the root was still in and growing, causing the problem, so then she went back into surgery with  a vet and a vet specializing in  dental  problems.    The x-rays and appointment around $200 bucks and the last surgery (knock on wood) was about $250 with the meds.  So for Rucy $1450.   ACK!!!   And no insurance.  But in just a few months she will be FINALLY one year free of abscesses and so she can be taken off the pre-existing condition  (unless that has changed, I bet!)   Now 4 years later!

Bailey developed an abscess on her lower back from a bite that Rucy inflicted when they first met.  It wasn't  a bad bite, but because Bailey wasn't fully healthy when I got her, she didn't have the immune system to heal well.    The insurance covered most of it. The surgery for that was $800!!!  But I only ended up paying about $150 or so because of the insurance .




User is Offline poopy
Orange County, CA
694 posts Send Private Message
1/08/2007 12:05 PM
were you able to find these abcesses by feeling them?
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User is Offline BB
San Francisco Area
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1/08/2007 4:58 PM

With Bailey I was able to feel it on her back pretty easily, plus abscesses SMELL bad when they break or exposed to air. 

With Rucy, I noticed her jaw on one side getting a little more swollen, and when I smelled her breath, it was foul - usually bunnies have great sweet breath!  Anyway, to the touch, the abscess was a firm soft (if that makes sense)  but not hard.  When I touched it, it bothered her.  

Now because her she has developed scar tissue from the surgeries, and also if an abscess happens and heals with medication, it can leave a hard harmless mass where it once was.  So she has a funky jaw now -  you can't see it, but I can feel it.  Bumpy.

Because she's had an incisor and a few molars removed, some of her other molars can get spurs on them, and that can cause irritation. I don't feel any swelling, but I can see her eyes water more, and when she purrs, it hurts her and she jumps up.   So I have to get her molar spurs trimmed about 4 times a year.


User is Offline MooBunnay
Dallas, Texas (Allen)
3088 posts Send Private Message
1/12/2007 10:58 AM

I just got health insurance for my two non-foster buns! I feel like such a very responsible parent now Thanks for the idea! I had always been a bit afraid that something would happen and I would not have the $$ I needed for a surgery, now I feel quite a bit better.


User is Offline poopy
Orange County, CA
694 posts Send Private Message
1/13/2007 12:02 PM
glad you got the insurance...its a good thing to have.

i ended up taking medusa to the vet because i was so worried about her having a potential dental problem...she ended up having nothing thank god! and my visit was free because i adopted her from the Bunny Bunch!
qwerajsdlfjklwerajioasefklasdfjklasdfiojwe*!*!*$
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